Earn, Save, and Live Joyfully.
Who pays for dinner when you dine out with your family? Every few weeks or so my husband and I meet my parents for dinner at a restaurant half-way between their house and ours. We typically eat at low-to-mid range restaurants, like Red Robin or Macaroni Grill and the typical meal ranges in the $10 … Read more
Over the years my husband and I have worked hard to reduce our insurance costs. I believe wholeheartedly in acquiring insurance, particularly disability insurance, but I sure hate shelling out money for each policy. In order to reduce our overall insurance costs we built up a sizable emergency fund and waited to change our policies … Read more
My husband and I spent a very quiet day together celebrating Thanksgiving. We woke up late, went to the grocery store and came home to make a tasty turkey dinner. Typically we eat Thanksgiving dinner with my in-laws, but it was nice to share this special day alone. We cooked all afternoon together and ate … Read more
I know that is way too early to start talking about Christmas. After all we just passed the mid-point of October and we still have over a week to go before Halloween’s arrival. Yet, every store is decorated with red and green and a few of my monthly magazines have dedicated articles to Christmas budgeting. … Read more
Most of us who save our pennies and hoard our dollars are saving with some particular goal or number in mind. Sometimes we’re saving for something small like a special dinner out with friends, a new dress, or new rugs for the dining room. Sometimes we strive for something larger like a kitchen renovation, new … Read more
It’s been less than an hour since I dropped my Mac off at the Apple store and I can already feel myself encountering the early stage of withdrawal. It’s sad to say but much of my day job involves staring at a computer screen. You’d think I’d want to avoid the computer at all costs … Read more
Just before we bought the jeep my husband told me he sometimes feels guilty for spending money. He also told me that he’d spend money more freely if we weren’t married. Some wives might have been taken aback by this fact, but I wasn’t at all surprised by it. In fact, when we were first … Read more
My husband and I are savers. In the beginning I saved solely for piece of mind. My parents are wonderful people who put me through college, but after graduation I was determined not to ask them for money. I wanted them to focus on themselves and their retirement and not worry about me. When I … Read more
Early this evening I straightened up a few closets in the house. I moved winter clothes to the back of the closet and summer clothes to the front. I piled up items that didn’t fit and I started a new bag for the donation center. When everything was back in it’s rightful place I stacked … Read more
A lot of people say they are going to do something and then never get around to doing it. I am pleased to say that my brother is not one of those people. A few months ago he talked about getting my dad’s side of the family together for a small family reunion and by … Read more