Step Two: Add Up All Monthly Expenses

If I really want to stay home with my son I need to figure out just how much money we spend each month. After looking at some of the numbers I must say I feel slightly house rich and otherwise poor. The biggest chunk of change certainly comes in the form of monthly mortgage payments. … Read more

Step One: Eliminate All Unnecessary Expenses

Right now my husband and I own three vehicles all manufactured prior to the year 2000. Two vehicles, (an Explorer Sport and Jeep Wrangler), only have two doors. The Jeep doesn’t have a back seat and the front seats in the Explorer are broken. Right now they are rigged in such a way that the … Read more

Contemplating the Stay At Home Option

As time passes I am more and more thankful and grateful for the opportunity to spend each and every day with my newborn son. If it had not been for the large layoffs at my former company I would be expected to return to work this week. Thankfully the fates aligned and rather than returning … Read more

My Final Paycheck Arrived

When the kind gentleman with the UPS uniform knocked on my door I immediately knew it was a package from my employer. I didn’t even need to look at the outside label to make that determination, somehow in my heart I just knew that’s who it was from. As he handed over the envelope I … Read more

Our Little One Arrived!

Last Sunday my husband and I were blessed with the arrival of a healthy, 8 pound, 21 inch baby boy! Our hearts are bursting with love for this new little addition to our family!

Will We Finally Send Out Holiday Cards This Year?

Every year since my husband and I first got married we’ve talked about mailing holiday cards to our friends and family. Yet, somehow, despite the best intentions, we’ve failed to accomplish this task. We’ve come up with every excuse under the sun, but the truth of the matter is that my husband is always behind … Read more

How Do You Handle Money Matters With Your Significant Other?

Different aspects of life tend to frustrate my husband and I at different levels. Take our refrigerator as an example. For the past year or two our fridge has been leaking water just above the deli drawer. The problem only seems to occur in the summertime and we only notice it during particularly hot months. … Read more

A New Baby Spurs the Need for Estate Planning

Somehow or another my husband and I have never gotten around to writing a will. We have a fair amount of properties and assets at this stage in our lives, but we’ve never taken a pen to paper to determine what to do with them if something happens to us. With a little one on … Read more

Baby Gifts: The Generosity of Family

A few weeks ago I received a rather large box in the mail from extended members of my husband’s family that live a few states away. It contained a plethora of gifts all wrapped in distinctive baby paper with beautiful ribbons and bows. (I had to take the ribbons off, because my cat seems to … Read more

Life Insurance: Working Out the Numbers

I decided to review our current insurance policies with a little one on the way. After careful consideration, I’m very close to purchasing a cheap term life insurance policy for my husband. We bought our current policy three years ago, a 20-year term for $500,000.  At the time, we owed very little to our primary home and … Read more