Simple Steps to Save Money

While waiting for a prescription at the drugstore I took a few minutes to leaf through the latest issue of Natural Health magazine. In an article called Save the Planet Today the magazine listed 16 ways you can reduce your impact on the earth. As is often the case I found that some of the … Read more

New Purchase: Discounted Workout DVD and Kit

I checked out Gaiam’s winter clearance sale tonight and decided to purchase two items. The Yoga for Beginners II DVD which is on sale for $4.99 regularly $15.00. The Stretch Workout Kit which is on sale for $6.99 regularly $13.00 I used coupon code CSDJ to save $10 off my purchase. The total bill came … Read more

Refinance Savings

I know that a lot of people do not believe in paying off a mortgage early. I am not one of those people. Since the day we bought the house I have been dreaming of owning it outright. My father paid off his mortgage 7 years early. With his house paid off and a decent … Read more

How to Stock Up on Free Items at Rite-Aid

As I mentioned in my previous post I purchase a lot of items for free or nearly free at my local Rite-Aid drugstore. The process for attaining items is easy. At the beginning of each month I click over to Rite-Aid’s Single Check Rebate page to view the current list of rebates available for the … Read more

Let the Refinancing Begin

Torn over the idea of refinancing your home? My husband and I have been debating the issue for days. Should we wait for rates to drop even further or lock in on a low interest rate right now? Today my husband and I turned to the trusty Internet to find our answer. First, using online … Read more

Easy Money Saving Suggestions

Over at Woman’s Day you’ll find Mary Hunt’s list of 17 simple ways you can save money. Here are are a few of her ideas: Drink water. (Stop buying juices and soft drinks.) Cut back on extras. (One less dinner or movie out a month.) Purchase generic/store brand groceries. Stretch out the time between haircuts. … Read more

How Timing Played a Role in my Finances

To attain a large sum of money in a relatively short amount of time it is necessary to prepare, work hard, budget (even if you don’t create a formal spreadsheet), and restrain yourself from fruitlessly spending money. It also helps to be well educated and to pick a career that yields a high paycheck. But … Read more

Receive Cashback for Purchasing Gift Cards

Ebates is currently offering cash back on gift cards at a select number of stores. I wonder if it makes sense to purchase gift cards for myself. I’ll not only receive cash back for purchasing the cards but I’ll also earn additional cash back if I use the cards to make online purchases via Ebates. … Read more

Respecting a Gift Giver Who Sticks to his Budget

My brother-in-law is on a very tight budget. Due to numerous indiscretions throughout his late teens and early twenties he was forced, through poor decisions and lack of money, to live with his parents. This past summer at the ripe old age of twenty-five he moved out into an apartment of his own. To his … Read more

An End to My Gift Stockpile

This past week I was rummaging through my gift stockpile in search of Christmas presents for my niece and nephew. They are too young to create toy lists for Christmas, (one is 1 1/2 the other is 3 1/2), so whenever I find discount prices on quality toys I succumb to the bargains. Obviously I … Read more