Ebates Cash Back Reaches $500

Today my Ebates account reached over $500 in total savings. I’ve been using the Ebates site since 2003 and if I’ve managed to save that much money it probably means I’ve been shopping way too much. If you do not already have an Ebates account I urge you to sign up for one. You’ll get … Read more

An Experiment to Organize Your Home

Try this experiment. Close your eyes and picture the living room in your home. In your mind begin to list all of the items in that room. Start on one side of the room and work your way all the way to the other side. Now open your eyes and write down all of the … Read more

Read the Wall Street Journal for Free

The other day I noticed referral links to my blog from an article in the Wall Street Journal. I wanted to read the article but I was unwilling to pay the $99 yearly subscription fee. Well I was pleasantly surprised to learn that Google has solved this problem for me. Apparently Google News has worked … Read more

An Emergency Fund to Care for Your Children

Shortly after I went on short-term disability two years ago I started researching disability policies for my husband. My company provides unbelievable benefits, short-term and long-term disability included, but my husband works for a small company that doesn’t offer disability benefits of any type. We purchased a policy within in a few short weeks and … Read more

Would You Do This… To Save Money?

The other day I was in Rite-Aid purchasing some sale items listed in the weekly circular. While I was in the cereal isle I noticed a woman pulling each box of Special K off the shelf, looking at the front of the box, flipping the box to look at the back, and then placing the … Read more

Is Your Lifestyle Preventing You From Saving?

My husband and I had a frank discussion about finances over dinner tonight. The question at hand: Why are we able to save a large portion of our income each month? His answer: Our lifestyle. At first, I didn’t agree with this assessment, but after further contemplation I find I can’t argue. Compared to many … Read more

The Goal of Saving is Spending

For short periods of time you can deprive yourself of certain comforts in order to afford others. Just after graduation I lived in a group house in DC with five other people. But I also went out to eat quite a few nights a week and spent quite a few hours in bars down in … Read more

Frugal Dates

My 30th birthday is right around the corner and I’ve been trying to come up with interesting ways to spend the big day. I decided not to go the frugal route on this one. My husband and I will cough up some money for a romantic sunset sail, then head out for a late dinner … Read more

Embarrassed by my Own Frugality

I am a big believer in coupons. Since I started clipping I haven’t paid more than 50 cents for name brand shampoo, conditioner, soap or dish washing detergent. I estimate saving between $20 – $40 each week by reading the sales circulars and combining sale items with manufacturer’s coupons. There is only one problem with … Read more

Encouraging Savings: The Calendar Trick

It’s funny how similar weight loss advice and debt reduction tips can be. Yesterday I read a blurb in an old issue of Health magazine advising individuals to track their workouts by marking them on a calendar. According to the article, you mark an X on each day you workout. If you look up at … Read more