Earn, Save, and Live Joyfully.
When contemplating your future nest egg it seems a million dollars just isn’t enough anymore. Doug Short, the author of an article called, The Millionaire Delusion, notes that in 1999 the Consumer Price Index (CPI) averaged 166.6. In December 2006 the Consumer Price Index averaged 201.8. That means today, $1,000,000 has the purchasing power of … Read more
I love reading the ‘Millionaire in the Making’ stories on CNNMoney.com. This week’s story is about Daren Fike, a 38-year old widower raising his four year-old daughter Melody. It’s a heart warming story that speaks to the importance of making the most of your time on earth. Daren says, “I would gladly give every cent … Read more
Last night my husband and I watched An Inconvenient Truth, Al Gore’s documentary about global warming. I didn’t care for the cut-aways to Al Gore talking about his family, but otherwise I rather liked the film. What surprised me most was that the documentary didn’t discuss the actions an individual can take to reduce their … Read more
Over the past few weeks I have been much more diligent about clipping coupons, buying items on sale, and generally trying to save money. In an effort to reinforce good behavior, I’ve been spending 30 minutes each Sunday or Monday looking through the circulars of CVS, Rite-Aid, Giant, and Shoppers. I clip the coupons out … Read more
Always borrow money from a pessimist, he doesn’t expect to be paid back. — Anonymous My email is often filled with more spam than mail, but recently I signed up to receive inspirational quotes from a variety of sources. Usually, I receive quotes about living a better life, making the most of what you have, … Read more
I have said this before and I will say it again, medical care is the one aspect of your life that you should not be frugal about. Having, said that I will also say that no one in their right mind likes to pay a lot of money on medical expenses. I’ve been seeing a … Read more
I’ve written numerous blog postings about the simplest ways to save money. In looking back over my postings one theme certainly seems to stand out against all others. In essence, if you want to save money, eat breakfast, lunch, dinner and snacks at home. Buying bulk chicken, pasta, rice, and some greens, can save you … Read more
What do you say when someone asks how much you make? Do you tell them? The topic of income is usually taboo, but I bet almost everyone has been asked about their salary at least once. In college, my friends and I talked openly and honestly about money. We discussed increasing book costs, rent, and … Read more
The following is a list of simple changes I’ve made over the last year to save money. I hope you are inspired by at least one of these suggestions. Convince your friends to eat in. Potlucks will save you a great deal of money. Unlike a restaurant there is no need to eat and run. … Read more
In 2007 the cost of my medical and dental plans increased. I also signed up for employer-sponsored life insurance, (when I realized no other insurance company would approve me). I knew the costs would take a bite out of my paycheck, but I didn’t want to see my bi-weekly number dwindle. In an effort to … Read more