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My grandmother recently told me that women today don’t realize how big of an impact modern day appliances have on our lives. She vividly remembers her mother hunched on her knees, leaning over the claw foot bathtub washing the bed linens and bath towels. Her mother crawled out of the third story window, (they lived … Read more

Last year I received a gift basket from Bath and Body Works with a not-so-pleasant scent. I was in a hurry on the day I arrived at the store to exchange it so I simply returned the basket for a merchandise credit. On Sunday, I grabbed that merchandise credit and headed for the store. I … Read more

Have you ever wondered whether you should pay off a credit card or fund your 401(k)? Save in a Roth 401(k) or a regular 401(k)? Lease a car or buy one? Prepay your mortgage or invest? Buy a home or rent one? Take Social Security early or late? I have wondered about a number of … Read more

My grandmother is 85 years old. She dyes her hair and dresses like a 50 year old. She’s in great health for her age and despite two falls in the past two years she hasn’t suffered any broken bones. Yesterday she told me she attributes her good health to cod liver oil. It seems her … Read more

On and off again for the past few months I have tried to track my daily expenses. A lot of personal finance books, including Your Money or Your Life, recommend this technique as a means to track purchases and to rein in unnecessary and unplanned spending. This isn’t the first time I’ve tried this technique, … Read more

In honor of Blog Action Day here are a few of my favorite tips for saving money while saving the environment. Plant trees. For $10 you can sign up for membership to the Arbor Day Foundation. They’ll send you 10 new trees just for becoming a member. Rather than spending money on expensive bottled water, … Read more

My husband is a huge fan of diet coke. Now of course I know that diet coke is not the most frugal beverage of choice. I know that I should probably encourage him to drink more water and less diet coke, but hey we all have to live a little. Most of the time my … Read more

Have you ever found yourself buying an item from a TV infomercial? I had a lot of trouble falling asleep when I was in high school. One night I was up late when an infomercial for a sandwich maker came on TV. This red-headed woman cooked hot dogs, eggs and bacon, miniature quiches and brownies … Read more

I’m sad to see how few posts I’ve been able to write in the past two weeks, but I took my test today and passed so I should be back to posting this weekend!

There will be few, if any, posts this week as I celebrate a week long vacation with my family. Happy Labor Day!