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Every day it seems I have less and less time to stroll through personal finance blogs. But every day it seems there are more and more personal finance blogs to stroll through. I have a few blogs I try to read every other day or at least a few times a week. I’ve read some … Read more

On Thursday night my husband and I drove down to North Carolina for the weekend. Rather than packing and preparing for the trip on Wednesday night we spent Valentine’s in front of the fireplace watching Lost and eating a late night dinner. On Thursday morning I had to rush off to physical therapy and didn’t … Read more

Earlier this week my employer announced that all active employees would receive a bonus. The details of the bonus were listed on the company website for all employees to read. I was a bit confused by the information presented. The notice detailed the number of shares of company stock provided to each employee, but also … Read more

I recently signed up for a class at the Unversity near my home. I didn’t sign up for computer classes that would further my professional goals or writing classes that would further my personal goals. Instead, I signed up for Tai Chi and Meditation classes. For about $8 a class I drive over to the … Read more

In an effort to deter unnecessary spending I have started purchasing discounted gift cards from online auctions. By purchasing gift cards I force a little financial discipline into my life. Using a gift card ensures that I don’t spend more than a set amount. I make certain not to spend more than the amount on … Read more

In an effort to rid our house of clutter I went through the house in search of items to sell. My husband and I keep our house fairly neat and tidy so clutter isn’t a big issue for us, but I hate to see things accumulating. It just means there is more to dust and … Read more

Did you know a rental car company can pull your credit report if you attempt to secure a rental car with a debit card? Apparently, rental car companies have found a correlation between debit card use and increased risk of loss. The credit check allows customers the convenience of using debit cards while minimizing the … Read more

One of my most vivid memories of money came at the age of 11. I became friends with the new girl at school. The new girl and her family moved into a brand new neighborhood that had popped up about a mile from my home. I visited her one Saturday afternoon and was amazed at … Read more

I have been trying my best to avoid splurging on unnecessary purchases. In the last few weeks I have not purchased anything just for myself. In fact, it seems I’m armed with a list and coupons each and every time I head out to the store. I’m not a big impulse shopper but if I … Read more

I spent the last two hours updating user IDs and passwords on over 25 different online accounts. I cannot believe that my husband and I require the services of over 20 companies just to run our everyday lives. Included in the list were banks, brokerage firms, health insurance companies, life insurance companies, multiple phone companies, … Read more