Earn, Save, and Live Joyfully.
Earlier this week my employer announced that all active employees would receive a bonus. The details of the bonus were listed on the company website for all employees to read. I was a bit confused by the information presented. The notice detailed the number of shares of company stock provided to each employee, but also … Read more
I recently signed up for a class at the Unversity near my home. I didn’t sign up for computer classes that would further my professional goals or writing classes that would further my personal goals. Instead, I signed up for Tai Chi and Meditation classes. For about $8 a class I drive over to the … Read more
My husband went shopping for valentine’s gifts with a coworker. When they ended up at the makeup counter of a local department store, my husband decided not to buy the perfume the clerks were pedaling. My wonderful and ever so sweet husband didn’t buy me candy or a card. He didn’t show up with flowers … Read more
I absolutely love Hallmark. The store near my home has a 75% rack that I frequent on a quarterly basis. Over the years I’ve managed to buy summer items in winter and spring items in the fall for a fraction of their original retail price. If I spot something a family member or friend will … Read more
The March issue of Real Simple magazine contains an article titled 36 surprising things you can get for FREE. Here are a number of items mentioned in the article: Free education from MIT, the BBC. FrenchPodClass and the U.S. Small Business Administration. Free entertainment, including free museums, free gymboree classes and a free kids’ night … Read more
In an effort to deter unnecessary spending I have started purchasing discounted gift cards from online auctions. By purchasing gift cards I force a little financial discipline into my life. Using a gift card ensures that I don’t spend more than a set amount. I make certain not to spend more than the amount on … Read more
In an effort to rid our house of clutter I went through the house in search of items to sell. My husband and I keep our house fairly neat and tidy so clutter isn’t a big issue for us, but I hate to see things accumulating. It just means there is more to dust and … Read more
I’ve been trying to save money each week by clipping coupons from the Washington Post and searching the weekly circulars for deals. I shop primarily at Giant, Rite-Aid, and CVS, which are all within a mile of my home. A co-worker told me she saves a ton of money at CVS through their ECB program. … Read more
When I graduated from college I lived in a filthy group house with five other roommates, because I couldn’t afford a nice, clean apartment of my own. I drove an old rusty station wagon and avoided shopping for new clothes. Over time, though this necessity to save gave way to a secret feeling of pleasure. … Read more
Did you know a rental car company can pull your credit report if you attempt to secure a rental car with a debit card? Apparently, rental car companies have found a correlation between debit card use and increased risk of loss. The credit check allows customers the convenience of using debit cards while minimizing the … Read more